GET YOUR CAR LOAN

Car loans are a form of a secured personal loan that are specifically available for buying either new or used vehicles. Many car dealers may offer you loan products but these are not always the most competitive products on the market.

Here at Flexi, one of our financial service brokers can provide you with a range of options, whether it’s a stand-alone car loan or packaging your car loan into an existing home loan.

We can provide you with car loan quotes from our vast network of lenders.

Thanks to the preferential rates we enjoy with our lenders, we can often secure you a car loan at a lower interest rate than loans offered through car dealerships.

We work with you to get your loan approved quickly and efficiently, so you can drive away in your dream car sooner.

Commercial and business loans

It’s not easy finding the right finance for your commercial investment or business and it can be tricky, time consuming and confusing. And again, you’ll probably be asked to jump through hoops.

There’s a good reason Flexi Financial is the fastest growing mortgage brokerage in Australia. We’ll provide you with access to commercial and business loan solutions from leading lenders across Australia

And it will be the right loan, at the right rate, with the right features and options for your business.

Starting up… or scaling up?

If you’re ready to consider a commercial or business loan, there are some key questions you need to ask yourself first:

Have you done your research? Is it comprehensive?

Have you analysed your competitors?

Have you evaluated your history of business performance?

Have you analysed your financial history and level of personal debt?

Are you able to provide assets as personal security?

Will you be using the loan for purchasing physical assets (i.e. machinery, vehicles etc)?

We’ll help you understand the loan criteria and potential risks and liabilities for both your business and you as an individual. And we’ll work with you to navigate, evaluate and understand the many different loan features and options to get the best rates and conditions that suit your circumstances and the requirements of your business.

Ready to apply for a commercial loan?

Criteria vary widely among business loan providers. Here at Flexi, our access to over 30 different lenders puts us in a unique position with a high-level perspective – so we’re able to guide you through the process and offer a carefully considered strategy to maximise your opportunities.

As a starting point, you should consider collecting the following documents to assist with your business loan application:

  • Contract of sale for commercial premises
  • Valuation documents or quotes for machinery, vehicles and other equipment
  • Business plan and financial projections, including market and competitor assessment
  • Business financial records for the past two financial reporting years
  • Personal financial records for the past two financial reporting years
  • documents for any personal assets offered as loan security

Why refinancing can save you thousands.

  • Paying less: A lower interest rate can reduce your monthly repayments.
  • Paying back faster: Flexible terms put you in control of your repayments, allowing you to potentially cut years off your home loan.
  • Unlocking equity: Access the equity in your home to access cash when you need it. Fund your renovation, plan your next holiday or upgrade your car.
  • Taking control: Consolidating your other debts into your home loan can reduce interest rates and give you a clearer view of your finances.

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